Fall Increase in Property Claims

9/22/2020 (Permalink)

September 22 is the first official day of fall!

Did you know that each year, September 22 is officially the First Day of fall here in the U.S.? 

Did you know that each year, September 22 is officially the First Day of fall here in the U.S.?  Also known as the autumnal equinox, it is one of only two days when the sun is directly above the equator dividing night and day into exactly equal portions.  The other day is the spring or vernal equinox.  Did you know that the beginning of fall also means a noticeable increase in the number of homeowner’s insurance claims?  Claims that tend to rise as the weather turns cooler include:

• THEFT - Home robberies increase by 25% as the leaves begin to change. You can protect your home by keeping lights on a timer or using a motion detector. Installing video cameras that are accessible by an app is a cost-effective way to monitor your property when you are away from home. You should also make sure to store valuables like jewelry in a safe or safety deposit box.
• FIRE DAMAGE - Fire and smoke damage claims also increase due to the use of grills and fireplaces. According to gov each year home fires cost 2,500 people their lives and cause over $7 billion in property damage.
• WATER DAMAGE – Freezing pipes and water damage account for nearly 20% of all property claims during the last quarter of the year. Be sure to insulate exposed pipes and shut off the main water supply before going out of town.

As we move into fall, take some time to inspect your home.  Making small fixes now could save you a headache down the road.  And remember, we are always here to help should you need us.  At SERVPRO of Mobile County we are available 24/7 to make it “Like it never even happened.”