Is it Flood Damage?
With the start of Hurricane Season here along the Gulf Coast, now is a good time to take a closer look at your insurance coverage. It is important to have an in-depth conversation with your insurance agent regarding what is covered under wind and water exclusions to see if you may need additional riders. When it comes to storm water, “flood damage” requires additional coverage. At SERVPRO of Mobile County, we are often asked what the difference is between water damage and flood damage? The answer is actually very simple. The categorization of the water loss depends on the source of the water. Flood damage is caused by rising waters from a natural source and typically affects multiple residences. Often in storm situations the water may come in through roof damage; however, it is easy to make the differentiation if there is no rising water in the area. It is best to have an in-depth discussion with an insurance professional to get more details and answers to your questions. And remember, if you experience any type of water loss, no matter the source, SERVPRO of Mobile is always Here to Help.®